Plan Your Retirement with Confidence

Planning for retirement is one of the most important financial goals in life. A disciplined Systematic Investment Plan (SIP), followed by a structured Systematic Withdrawal Plan (SWP), can help create a steady income after retirement.

This retirement planning calculator helps you estimate how much corpus you can build through monthly SIP investments, how your money grows over time, and how long your retirement income can last through SWP.

The calculator uses realistic monthly investment and compounding logic to give a clearer picture of long-term retirement planning.

Retirement Wealth Planner

SIP Phase

YrAgeMonthlyAnnualTotal

SWP Phase

YrAgeMonthlyAnnualTotal

Retirement Wealth Summary

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How This Retirement Calculator Works

  1. Enter your current age and monthly SIP amount.
  2. Choose an annual step-up and expected return during SIP.
  3. Set your retirement (SWP) start age and monthly income needs.
  4. Click Calculate to see how long your money can last.

This calculator uses realistic monthly SIP and compounding logic for better clarity and planning.

What is a retirement planning calculator?

A tool that helps estimate retirement corpus and monthly income using SIP and SWP.

How accurate is this calculator?

It uses assumed rates for illustration. Actual returns depend on market performance.

What is SIP and SWP in retirement planning?

SIP builds wealth before retirement, SWP provides regular income after retirement.
SIP Calculator          SWP Calculator  

Is this calculator suitable for Indian investors?

Yes, it uses Indian assumptions, age-based planning, and realistic SIP logic

Does Flowers MFD provide investment advice?

Flowers MFD is an AMFI-registered Mutual Fund Distributor and does not provide
portfolio management or advisory services.

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