Flowers MFD
AMFI Registered Mutual Fund Distributor
Ready to start your SIP?
Contact Flowers MFD today to get expert guidance and begin your investment journey.
What is SIP?
Understand Systematic Investment Plans
A Systematic Investment Plan (SIP) helps you invest small amounts regularly in mutual funds, making wealth creation simple, disciplined, and stress-free.
SIPs are one of the simplest and safest ways to begin investing in mutual funds, regulated by SEBI and AMFI. If you’re new, check our Mutual Fund Basics to understand how mutual funds work.
How SIP Works
Choose a Mutual Fund Scheme
Select a fund based on your financial goals, risk tolerance, and investment horizon
Decide the SIP Amount & Frequency
Based on your income and expenses, determine how much you can consistently invest. Decide how often you will invest (monthly, quarterly, etc.).
Automated Deductions & Units Allocation
Your chosen amount is deducted from your bank account and invested in the mutual fund. Investment amount is converted into mutual fund units, allocated to your account based on the current NAV
Track Performance
Over time, you can track the growth of your investments and adjust your SIP as needed
- Disciplined Investment: SIP fosters consistent investing habits by automating regular contributions, removing the temptation to time the market or skip investments.
- Rupee Cost Averaging: By investing across market ups and downs, SIP helps average out the cost of mutual fund units, reducing the impact of market volatility over time.
Set Financial Goals &
Assess Your Risk Appetite
Identify your objectives, such as saving for a house, children’s education, or retirement.
Understand your risk tolerance and choose a fund that aligns with your preferences
Complete KYC &
Set SIP Details
Complete the Know Your Customer (KYC) process, which is mandatory for investing in mutual funds.
Specify the SIP amount, frequency, and tenure
Monitor Regularly
Review your investments periodically to ensure they are on track with your goals
Things to know before you start...
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Understand the risk:
Since investing in SIP mutual funds can be affected by market fluctuations, assess your risk tolerance. -
Long-term investment:
You can only fully benefit from compound interest by investing in SIP for 5-10 years or more. -
Assistance from a financial advisor:
If you are uncertain about investment decisions, consult a financial advisor. -
Try various SIPs:
Depending on your goals, you can start several SIPs in different mutual funds.
"Mutual fund investments are subject to market risks, read the offer document carefully before investing."
we help individuals and families build wealth through smart, goal-based investing. Whether you’re planning a secure retirement, your child’s education, or starting a SIP, we’re here to guide you
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